Family reviewing home financing plans with a bank representative in front of a house

Home> Products> Loans> Housing Loan

Housing Loan

Make your dream house a reality. Bank of San Jose can help you provide an ideal home for you and your family. Let us help you with a plan within your means.

Home Financing

For your housing needs

Flexible Terms

Plans within your means

Trusted and Secure

Backed by Banco San Jose

Overview

Make your dream house a reality. Bank of San Jose can help you provide an ideal home for you and your family. Let us help you with a plan within your means. Entrepreneurs can use it for:

  • Lot Purchase
  • House and Lot Purchase
  • House Renovation

At a Glance

HOUSING LOAN

Amount of LoanMinimum of ₱100,000 up to ₱10,000,000
Term of LoanBetween 1 Year to 10 Years.
Payment SchemeMonthly amortizations including principal and interest.
Interest RateCompetitive Interest Rate (Diminishing)
Acceptable CollateralReal Estate Mortgage

Required Documents

  • Completely Fill Out Form
  • 1 Valid ID
  • Proof of Income
  • Medical Certificate
  • Cedula

Collateral: Real Estate Mortgage

  • Title (OCT & TCT)
  • Tax Declaration
  • Vicinity Map
  • Certificate of Tax Payment
  • Lot Plan

Start Your Housing Loan Application Today

Choose the most convenient way to apply or get assistance from Banco San Jose.

Apply for Housing Loan Talk to a Representative Visit a Branch
Banco San Jose logo

Follow Us

Customer Service

(+63) 920-978-3409
(054) 881-2053

Mon - Fri: 8:30 AM - 4:30 PM

Useful Links

Financial Consumer Protection

Banco San Jose is regulated by the Bangko Sentral ng Pilipinas (BSP). We are committed to transparent, fair, and responsible financial services that protect the rights and interests of our customers. For concerns, contact our Customer Service team or the BSP Consumer Assistance Mechanism.

NPC Data Privacy Certificate of Registration seal
Affiliations

© Banco San Jose

Privacy Policy