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SME - Negosyo Loan

Grow your small business with financing designed for expansion, working capital, and equipment needs.

Business-focused financing

Simple application

Trusted and secure

Overview

To assist our small and medium-sized business owners in expanding and succeeding in their ventures. Entrepreneurs can use it for:

  • Additional Working Capital
  • Purchase of Fixed Assets

At a Glance

Negosyo Loan

Amount of Loan Minimum of ₱100,000 up to ₱5,000,000
Term of Loan Between 1 Year to 5 Years
Payment Scheme Monthly amortizations including principal and interest
Interest Rate Competitive Interest Rate (Diminishing)
Acceptable Collateral Real Estate Mortgage / Chattel Mortgage

Required Documents

  • Completely Fill Out Form
  • 1 Valid ID
  • Proof of Income
  • Medical Certificate
  • Cedula

Collateral: Real Estate Mortgage

  • Title (OCT & TCT)
  • Tax Declaration
  • Vicinity Map
  • Certificate of Tax Payment
  • Lot Plan

Collateral: Chattel Mortgage

  • OR / CR
  • Franchise (If Applicable)

Start Your Negosyo Loan Application Today

Choose the most convenient way to apply or get assistance from Banco San Jose.

Apply for Negosyo Loan Talk to a Representative Visit a Branch
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(+63) 920-978-3409
(054) 881-2053

Mon - Fri: 8:30 AM - 4:30 PM

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Banco San Jose is regulated by the Bangko Sentral ng Pilipinas (BSP). We are committed to transparent, fair, and responsible financial services that protect the rights and interests of our customers. For concerns, contact our Customer Service team or the BSP Consumer Assistance Mechanism.

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