Banco San Jose employee assisting a client with a savings account in a warm bank interior

Basic Savings

Start your savings journey with a simple and accessible account designed for everyday banking.

Easy to Open
Low Initial Deposit
Secure and Reliable

Basic Savings Product Details

Overview

Start with the basic for a more affordable, easy on the pocket and (flexible way of saving money or convenient banking option).

Service Fees & Charges

Account Closure Within 30 Days:Php 100.00
Below Minimum Balance:Php 100.00
Withholding Tax for Interest Earned:20%

Features

Initial Deposit Requirement:Php 100.00
Minimum Maintaining Balance:None
Maximum Balance:Php 50,000.00
Minimum Balance to Earn Interest:Php 2,500.00
Interest Rate per Annum:0.25%
Transaction Record:Passbook

Requirements

  • 1 Valid ID or Barangay Certificate
Filipino family saving money with a piggy bank

Start Saving Today

Open an account in minutes and take the first step toward a more secure future.

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Deposits are insured by PDIC up to ₱1 Million per depositor.

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Customer Service

(+63) 920-978-3409
(054) 881-2053

Mon - Fri: 8:30 AM - 4:30 PM

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Financial Consumer Protection

Banco San Jose is regulated by the Bangko Sentral ng Pilipinas (BSP). We are committed to transparent, fair, and responsible financial services that protect the rights and interests of our customers. For concerns, contact our Customer Service team or the BSP Consumer Assistance Mechanism.

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